hk1989

16x 呀, 等於 6.4% 但佢海外簽 +1.95% 手術費 & 西匯率, 唔是有 16x 果陣就用銀聯 ...
abc2012 發表於 2016-11-28 20:32

    Citi Clear 回2% 等於免手續費

abc2012

其實係手1.95% 手續費ONLY..滙率其實好貼
反而銀聯話無手續費，但其實有少少手續費，因诙佢個匯價係差少 ...
masseffect 發表於 2016-11-28 21:07

好明顯唔係！ Visa 匯率絕對西過銀聯好多，呢一刻睇

USD VISA:7.90879 UNIONPAY:7.7788

GBP VISA:9.87783 UNIONPAY:9.7422

EUR  VISA:8.40481 UNIONPAY:8.3059

abc2012

反而銀聯個價真係好貼匯價吓

masseffect

好明顯唔係！ Visa 匯率絕對西過銀聯好多，呢一刻睇

USD VISA:7.90879 UNIONPAY:7.7788

GBP VISA:9.877 ...
abc2012 發表於 2016-11-28 22:55

7.09879係包左1.95% 手續費
唔計手續費個匯率係7.7575183913683178028445316
係市價
所以VISA/MASTER 唔係1.95% + 西價，而係1.95% + 正常市價...

反而銀聯話就話唔收手續費，但佢個匯率係MARK UP左(不過係抵過VISA/MASTER 手續費+匯率)

abc2012

7.09879係包左1.95% 手續費
唔計手續費個匯率係7.7575183913683178028445316
係市價
所以VISA/MASTER 唔 ...
masseffect 發表於 2016-11-28 23:00

但我問 16x 果時
HSBC 個 CS 好清楚同我講跟 VISA 當時公布匯率外再加 1.95% 手續費

問時只係幾日前

contax6_45

件貨終於都離開Amazon, 睇黎仲有段時間先上到飛機

abc2012

7.09879係包左1.95% 手續費
唔計手續費個匯率係7.7575183913683178028445316
係市價
所以VISA/MASTER 唔 ...
masseffect 發表於 2016-11-28 23:00

另外銀聯個匯率長期都比起 HSBC/BOC 的普通現鈔(不是簽帳) 匯率仲要好得多....

contax6_45

回覆 165# abc2012


    check番hsbc payment, 個價已經包埋手續費, 扣番手續費當日個價係7.755, 我張卡只係回10X,扣番手續費都平多15.

mcdull

但我問 16x 果時
HSBC 個 CS 好清楚同我講跟 VISA 當時公布匯率外再加 1.95% 手續費

問時只係幾日前 ...
abc2012 發表於 2016-11-28 23:09

    yes and no..

copy 多幾行就唔駛嘈

Exchange Rates
Currencies fluctuate every day. The rate shown is effective for transactions submitted to Visa on November 28, 2016, with a bank foreign transaction fee of 1.95%.1 United States Dollar = 7.908794 Hong Kong Dollar

Exchange Rates
Currencies fluctuate every day. The rate shown is effective for transactions submitted to Visa on November 28, 2016, with a bank foreign transaction fee of 0.0%.1 United States Dollar = 7.757522 Hong Kong Dollar

abc2012

回覆  abc2012


    check番hsbc payment, 個價已經包埋手續費, 扣番手續費當日個價係7.755, 我張卡只係 ...
contax6_45 發表於 2016-11-28 23:56

https://dl.dropboxusercontent.com/u/22612289/274.mp3

HSBC 當日咁答我